All information contained on the website and/or social media pages is for informational purposes only and provides a way for individuals to contact SYM Financial Advisors (“SYM”). The information presented through the website and/or social media pages does not constitute a solicitation or offer to sell securities or investment advisory services. SYM is a Registered Investment Advisor and may only transact business in those states in which it is registered, or qualifies for an exemption or exclusion from registration requirements.

No information accessed through the SYM website and/or social media pages constitutes investment, financial, legal, tax or other advice nor is to be relied on in making an investment or other decision. SYM’s specific advice is given only within the context of our contractual agreements with each client. The information in this website is based on data gathered from sources which we believe to be reliable. It is not guaranteed as to accuracy, does not purport to be complete and is not intended as the primary basis for investment decisions. Individuals that access certain links on the SYM website may leave the SYM website. SYM does not endorse the content of such websites nor the products, services or other items offered through such websites.

Any links to other sites are not intended as referrals or endorsements, but are merely provided to individuals for convenience and informational purposes. Furthermore, the information resulting from the use of tools or information through this website should not be construed, in any manner whatsoever, as the receipt of, or a substitute for, personalized individual advice from an advisor.

Any mention of past performance may not be indicative of future results. Therefore, no current or prospective client should assume that future performance of any specific investment, investment strategy (including the investments and/or investment strategies recommended or undertaken by SYM) or product to which direct or indirect reference is made by SYM in its website and/or social media pages, or indirectly via a link to an unaffiliated third party website, will be profitable or equal the corresponding indicated performance level(s). Different types of investments involve varying degrees of risk, and there can be no assurance that any specific investment will either be suitable or profitable for a client or prospective client’s investment portfolio.

SYM reserves the right to modify its current investment strategies and techniques based on changing market dynamics or client needs. SYM is an independent investment adviser registered under the Investment Advisers Act of 1940, as amended. Registration does not imply a certain level of skill or training. More information about SYM including our investment strategies, fees, and objectives can be found in our ADV Part 2, which is available upon request.

Accredited Investment Fiduciary® (AIF®)

The Accredited Investment Fiduciary® (AIF®) designation is granted by fi360, formerly known as the Center for Fiduciary Studies. Those who earn the AIF® mark, successfully complete a specialized program on investment fiduciary standards of care, pass a comprehensive examination and attest to a Code of Ethics.

Certified Financial Planners™ (CFP®)

Certified Financial Planners™ (CFP®) are licensed by the CFP® Board to use the CFP® mark. CFP® certification requirements include: Bachelor’s degree from an accredited college or university, completion of the financial planning education requirements set by the CFP® Board (www.cfp.net), successful completion of the CFP® Certification Exam, comprised of two three-hour sessions, experience requirement: 6,000 hours of professional experience related to the financial planning process, or 4,000 hours of Apprenticeship experience that meets additional requirements, successfully pass the Candidate Fitness Standards and background check, agree annually to be bound by CFP® Board’s Standards of Professional Conduct, and complete 30 hours of continuing education every two years, including two hours on the Code of Ethics and Standards of Professional Conduct.

Chartered Financial Analyst® (CFA®)

Chartered Financial Analyst® (CFA®) are licensed by the CFA® Institute to use the CFA® mark. CFA® certification requirements: Hold a bachelor’s degree from an accredited institution or have equivalent education or work experience, successful completion of all three exam levels of the CFA® Program, have 48 months of acceptable professional work experience in the investment decision-making process, fulfill society requirements, which vary by society. Unless you are upgrading from affiliate membership, all societies require two sponsor statements as part of each application; these are submitted online by your sponsors.

Certified Public Accountant (CPA)

The Certified Public Accountant (CPA) is the statutory title of qualified public accountants in the US who have passed the Uniform Certified Public Accountant Examination and have met additional state education and experience requirements. Certification is administered by each state.

Financial Paraplanner Qualified Professional ™ (FPQP™)

The Financial Paraplanner Qualified Professional ™(FPQP™) is a designation covering the financial planning process, the five disciplines of financial planning, general financial planning concepts and terminology. Individuals who hold this designation have completed the 10-module course of study, and then successfully passed an exam. Designees must adhere to the College’s Standards of Professional Conduct and complete sixteen hours of continuing education every two years.

Financial Risk Manager (FRM)

Financial Risk Manager (FRM) designation is an international professional certification offered by the Global Association of Risk Professionals (GARP). FRM professional designation requirements include: Successful completion of the FRM Exam Part I and Part II. The FRM Exam Part I is a 100-question multiple choice exam emphasizing the tools used to assess financial risk: foundations of risk management, quantitative analysis, financial markets and products, and valuation and risk models. The FRM Exam Part II is an 80-question multiple choice exam emphasizing the application of the tools acquired in Part I: market risk, credit risk, operational risk and resiliency, treasury and liquidity risk management, risk management and investment management, and current issues in financial markets. Submit documentation of two (2) years of professional, full-time risk management work experience within five (5) years of passing the FRM Exam Part II.

Chartered Alternative Investment Analysts^SM (CAIA®)

Chartered Alternative Investment Analysts^SM are sponsored by the CAIA Association®. CAIA® professional designation requirements: Successful completion of Level 1 and Level II of the CAIA exam. Meet one of the two requirements: Obtain a Bachelor’s degree, or equivalent, with a minimum of one year of professional experience or have a minimum of four years of professional experience. Professional experience is defined as full-time employment in a professional capacity with the regulatory, banking, financial, or related fields. Agree to abide by the terms and conditions of the CAIA Association® Member Agreement. Provide two professional references. Establish and maintain membership in the CAIA Association®.

The Chartered Retirement Plans Specialist^SM (CRPS®)

The Chartered Retirement Plans Specialist^SM, or CRPS® program, is a designation program for financial professionals.  This program educates experienced advisors on the process for building and maintaining business retirement plans. CRPS designation requirements include: Successful completion of the CRPS exam. The CRPS exam consists of 80 multiple questions, and the passing score is 70 percent. Topics covered include: Introduction to the Employee Retirement Income Security Act of 1974 (ERISA) and the Fiduciary Standard Employer-Funded Defined Contribution Plans, Participant-Directed Retirement Plans, Retirement Plan Solutions for Small Business Owners, Retirement Plan Selection, Design, and Implementation, and Administering ERISA-Compliant Plans Working with Participants.