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Roth IRA for Kids: Rules, Limits and Benefits
A Roth IRA for kids is a custodial retirement account for a minor with taxable compensation. In 2026, contributions are limited to the child’s compensation or $7,500, whichever is less. Contributions can generally be withdrawn tax- and penalty-free, while qualified earnings may be tax-free after applicable age and five-year requirements
529 Plans: Rules, Limits and Qualified Uses
529 plans in 2026 offer tax-deferred growth and federal tax-free withdrawals for qualified education costs. The K–12 annual withdrawal limit is now $20,000 per student, eligible expenses are broader, and unused funds may qualify for limited Roth IRA rollovers. State tax treatment, plan limits and fees still vary. What is
Wealth Preservation: Using a Cabin Trust to Keep the Family Vacation Property
A cabin trust is an estate planning tool designed to keep a family vacation property such as a lake house, cabin, or beach retreat in the hands of its heirs for future generations to enjoy. A family cabin estate plan sets ownership, use, funding and exit rules before the property
Wealth Preservation: Five Parts of a Stronger Plan
Wealth Preservation: Five Parts of a Strong Plan Wealth preservation is a coordinated approach to protecting what you have built while keeping your resources aligned with your life. It connects tax planning, estate planning, risk assessment, cash flow planning and retirement planning so decisions in one area support and not
How Much Should a Business Owner Pay Themselves?
What is the Right Business Owner Salary Today? Owning a business can be rewarding, demanding, and deeply personal. It can also blur the line between what the business needs and what the owner needs. In 2026, establishing business owner compensation goes beyond a lifestyle decision; it is a cash flow,
Roth IRA for Kids: Rules, Limits and Benefits
A Roth IRA for kids is a custodial retirement account for a minor with taxable compensation. In 2026, contributions are limited to the child’s compensation or $7,500, whichever is less. Contributions can generally be withdrawn tax- and penalty-free, while qualified earnings may be tax-free after applicable age and five-year requirements
529 Plans: Rules, Limits and Qualified Uses
529 plans in 2026 offer tax-deferred growth and federal tax-free withdrawals for qualified education costs. The K–12 annual withdrawal limit is now $20,000 per student, eligible expenses are broader, and unused funds may qualify for limited Roth IRA rollovers. State tax treatment, plan limits and fees still vary. What is
Wealth Preservation: Using a Cabin Trust to Keep the Family Vacation Property
A cabin trust is an estate planning tool designed to keep a family vacation property such as a lake house, cabin, or beach retreat in the hands of its heirs for future generations to enjoy. A family cabin estate plan sets ownership, use, funding and exit rules before the property
Wealth Preservation: Five Parts of a Stronger Plan
Wealth Preservation: Five Parts of a Strong Plan Wealth preservation is a coordinated approach to protecting what you have built while keeping your resources aligned with your life. It connects tax planning, estate planning, risk assessment, cash flow planning and retirement planning so decisions in one area support and not
How Much Should a Business Owner Pay Themselves?
What is the Right Business Owner Salary Today? Owning a business can be rewarding, demanding, and deeply personal. It can also blur the line between what the business needs and what the owner needs. In 2026, establishing business owner compensation goes beyond a lifestyle decision; it is a cash flow,
