“Rely not on the likelihood of the enemy not coming, but on our own readiness to receive him; not on the chance of his not attacking, but rather on the fact that we have made our position unassailable.”  – Sun Tzu, the Art of War

The ancient military general, strategist and philosopher Sun Tzu’s words are still worth heeding. Interestingly, they also draw strong parallels to our relationship with money.

When it comes to high income earners, making a better-than-average wage does not always predispose this group to build true wealth, just like the strength of an army does not always ensure its victory. In fact, history and experience show that modest income earners in other fields of work may be more likely than the income-rich to meet their retirement goals, even while generously donating to charitable causes and passing on legacy funds to children and grandchildren.

Download the full Whitepaper