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The U.S. Government is finally open again and the IRS announced 2026 limits affecting retirement plans and other qualified savings vehicles. You will see the changes in bold in this quick reference. For advice on tax planning, book time with a SYM advisor.
Contribution Limits
2026
IRA Contribution
IRA Catch-up Contribution
401(k) Elective Deferrals
401(k) Catch-up Contribution
415 Annual Addition Limit
Annual Compensation Limit
Social Security Wage Base
Catch-up Limit age 60, 61, 62, 63
SEP Annual Contribution Limit
403 (b)/457 Elective Deferrals
SIMPLE Employee Deferrals
SIMPLE Catch-up Contribution
SIMPLE Catch-up Limit age 60, 61, 62, 63
$7,500
$1,100
$24,500
$8,000
$72,000
$360,000
$184,500
$11,250
$72,000
$24,500
$17,000
$4,000
$5,250
Source: irs.gov. Changes in bold.
If you are wondering about tax planning, schedule a complimentary financial review with a SYM Financial advisor. Click here to get started.
Disclosure: This material is not financial or tax advice, an offer to sell, or a solicitation of an offer to purchase any security managed by SYM Financial Corporation (“SYM”). The opinions and assumptions expressed herein are those of SYM Financial Corporation (“SYM”) and are subject to change without notice. SYM is an independent investment adviser registered under the Investment Advisers Act of 1940, as amended. Registration does not imply a certain level of skill or training. More information about SYM including our investment strategies, fees, and objectives can be found in our ADV Part 2, or Form CRS, which is available upon request.
